Hada DBank - Islamic Banking Module with Blockchain Technology
Let’s take into consideration that there are a lot of advantages of cryptocurrency nowadays and if we combine them with the use of a usual bank it can be a good project. So, the Hada DBank team aims to create an establishment which can suit both usual clients of banks and banks themselves.
HADA DBANK is an Islamic type of the bank. The HADA DBank team wants to create a cryptosafe bank and it is going to be the first bank where full transparency in business will be. HADA DBANK also takes care about “Unbanked” population of 644.1 million people of Southeast Asia (ASEAN).
HADA DBANK is the first digital bank to unify Sharia banking module with Blockchain technology to create an ethical and responsible banking ecosystem. It for certain will fix a trust problem as you will be informed on investments of HADA and you will have the right to express the opinion about possible investments. Profit and HADA losses will be distributed in advance according to agreed conditions that surpass usual banks to a great extent. The smartphones application which will consist of the ciphered purse will be created to make payments easy and safe. One more excellent thing is that money transfers (FIAT & Cryptocurrency) between personal savings scores and e-wallets are going to be free.
They are eager to be “fair” organization in financial industry. They want to simplify usual people’s lives and they don’t have a purpose of making a profit as usual banks have. Everyone will be able to perform banking activities at a cost of 0% and at the same time enjoy the quality services.
Hada DBank is going to submit the application for obtaining the license from the Swiss body for supervision of the financial market and Management of financial behavior in Great Britain as both countries have introduced the special rules keeping development of branch of fintech. First of all, the bank will concentrate efforts on EU countries where clients are more open for digital banking, than in other parts of the world.
Key Features of HADA DBANK
1.Encrypted free account & e-Wallet
a.smartphone - banking applications
Non-Smart Phone - SMS / USSD Code
Savings & Withdrawals
Minimum 5% return on savings per year
No withdrawal fees
Transfer, Remittance & Exchange
free transfer and remittance fees (fiat and cryptocurrency) between personal storage account and e-wallet
minimum 0% fee on exchange transactions via HADA Exchange (between crytocurrency). There is no charge on the primary FIAT currency during crypto currency-fiat exchanges.
Connect with partners or open the API to get better interest rates for other currencies
4.Loan & Investment
0% Loan Interest
10% minimum investment return
Real-Time Payments Real-Time
Payments use HADACoin and Cryptocurrencies / Tokens through their Debit Card
Technological Moments of DBank
HADA DBANK uses a private block-code, which is stored on each node of the network. By default, all nodes are controlled by DBANK HADA. A node can act as a gateway node or a backup server. The integrity of the database is provided by the block chain and by consensus on it. Each block is cryptographically linked to the previous block. This feature provides the ability to verify the database and transaction history at each step in the future. The primary database stores all the data that it transmits to the kernel.
Hada DBank will be a retail market oriented firstly, to be exact, they consider clients aged from 21 up to 45 years to be more technological. The product will include an e-wallet, savings accounts and financial products.
HADAcoin and its Sales Program
Approximately 500 million HADACOIN will be provided. 295 million coins will be sold. In the near future they will release 27 million out of 50 million coins when ICO does pre-training and 225 million coins are released in ICO junior training. 10 million dollars will be allocated for campaign rewards.
Target financing before ICO
Soft Cap= 5,000 ET
Hard Cap = 20,000 ETH
Team Hada DBank
Famous quotation states: “Teamworks make the dream work.” HADA DBANK has an awesome idea to put into use. Owing to management team of the project it can be real soon. Let me introduce them to you.
CEO/CFO, CO-FOUNDER - MOHD AL-SHAZANOUS
Mohd Al Shazanous has 10 years working experience in financial and risk management with reputable organizations such as Shell Malaysia and Maybank assurance. He is a very enthusiastic person, he aims to get rid of poverty in the world and he lays great hopes on blockchain and its opportunities.
CMO, CO-FOUNDER — LINDA AZMI
Linda Azmi has always been at the forefront of developing new marketing strategies. She managed project for established organizations such as East Coast Economic Development Council Malaysia, Outsourcing Malaysia, Tetra Pak(M) Sdn Bhd. Linda has a positive thinking and great outlook which help her to find new solutions in marketing and in life.
CTO, CO-FOUNDER — JUAN MAHUSSIN
Technology has always fascinated Juan. At a young age, he started learning programming for fun, and somehow it became his passion. Juan is an experienced 3D graphic and designer and has been in the industry for over 10 years. He is very curious about ne technologies and blockchain as a part of them.
COO -MARCOS MACIOS
Passionate about leadership qualities and strong management experience. Marcos’s attention to detail enabled him to be efficient in carrying out the task. He has a great desire to be a contributor in the team and it works.
PR & SPOKEPERSON — ERNEST LOH
Trained as an interior architect, Ernest has always been a creative and curious child in his efforts. However, his passion in the media, content creation and acting led him down a different path. Favorite to be a social influencer; He has a high interest in social media marketing and blockchain technology. Ernest believes that if you are parallel to the purpose of your life, you will win.
Drawing conclusions, I want to admit that Online Banking is a good way out for every person in the world and special attention should be given to “unbanked” people. This project deserves realization in the nearest time. HADA DBANK is personal and caring and it is 1st Islamic Bank to fuse Islamic Banking Module with Blockchain technology.
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